[AccessD] Professional Liability Insurance Coverage

William Hindman wdhindman at dejpolsystems.com
Tue Nov 27 17:57:28 CST 2007


...a word of caution here ...incorporation protection varies significantly 
by state and structure you choose ...some states protect your "homestead" 
including personal property ...some protect only up to a set value ...and in 
some states if you are the primary beneficiary of a privately held 
corporation, especially a "c", you may not really have any corporate shield 
at all ...if you have any doubts, the best advice is to call your lawyer for 
an answer.

William

----- Original Message ----- 
From: "Rocky Smolin at Beach Access Software" <rockysmolin at bchacc.com>
To: "'Access Developers discussion and problem solving'" 
<accessd at databaseadvisors.com>
Sent: Tuesday, November 27, 2007 5:33 PM
Subject: Re: [AccessD] Professional Liability Insurance Coverage


>I don't carry it.  When I had the office I had the usual coverage for 
>theft,
> fire, and broken leg.  But no professional or E&O insurance.  But I'm
> incorporated which covers my assets.
>
> For The Sleep Advisor I looked into it because it's a quasi-medical app.
> $50k for openers.  If they'd have us.
>
> So we dropped the idea.
>
>
> Rocky
>
>
>
>
>
>
> -----Original Message-----
> From: accessd-bounces at databaseadvisors.com
> [mailto:accessd-bounces at databaseadvisors.com] On Behalf Of John Bartow
> Sent: Tuesday, November 27, 2007 2:04 PM
> To: _DBA-Access
> Subject: [AccessD] Professional Liability Insurance Coverage
>
> I'm in the midst of redoing all of my insurance and I was wondering what
> kind of Professional Liability Insurance coverage you all have.
>
>
> John B.
>
>
>
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