[AccessD] Starting Up On Your Own

Oh yes forgot about that business insurance or EO Errors and Omission 
insurance. A million coverage is just adequate.
And always add a clause to include x% interest per month on late 
payment. You can always say pay me by Monday and we'll drop the interest 
charges.

JOHNWARDBELL at aol.com wrote:

> 
>Marty 
>Don’t forget your professional indemnity and remember you are not a bank  
>your customers must pay you for your work when agreed not when they get the urge  
>to pay.  
>Clearly define your terms and conditions of business. There’s always the  
>smart guy who refuses to pay because you missed a full stop or something.  I also 
>like stage payments on projects  that take more that a month the deliver. Do 
>the hard talking up  front before you touch the computer 
>johnb   
>  
>

-- 
Marty Connelly
Victoria, B.C.
Canada