[AccessD] What are templates really?

I understand the concept of placing a bunch of code/formatting etc in a
file, calling it a template, and then opening that to "start" a new object
of that type.  But is the template write protected, i.e. if I open one and
attempt to save it it will prompt for a file name or something?  How are
they used by us programmers?

John W. Colby
www.ColbyConsulting.com