[AccessD] OT:Backup and Restore Complete PCs

Dear List,
Can anybody offer a solution.  
Last week I had a complete PC Crash which resulted in having to purchase a
new PC.
Data is backed up ok.
However all the setting, updates, personalization etc has gone out of the
window.
Had to reinstall apps, download all updates, etc, etc.  Re-install all
printers.
I am sure you will get the picture.  It still isn't back to where it was.

I need some sort of software/hardware fix so that if this happens again (not
just for me but for anybody) then the "Fix" will restore the new PC exactly
as the Broken PC and take into account the fact that the *hardware is
different.*

*hardware is different.*  Herein lies the rub.

If I use an IMAGE then it does just that - which include all hardware
settings, OS setting, Registry setting etc.
I cannot restore an IMAGE to a new PC which may have a completely different
hardware configuration.

Likewise, just backing up everything will not work because a Restore will
overwrite the new PC installed setting/directories etc.

I need something which works like, say,  PCMover.  But PCMover expects the
PC being restored to, to be the one it was backed up from!

I need to move "the stuff" to the standby PC.  Ditch the broken PC.  Set up
a new PC.  Restore "the stuff" from the standby PC.

"The Stuff" to include *everything* not related to the physical PC.  Printer
drivers, apps, data, etc.

Any solutions, ideas,  pointers?

Thanks 
Max