[dba-Tech] Money apps

Gary Kjos garykjos at gmail.com
Thu Apr 28 12:55:31 CDT 2022

I've received money via Zelle.  My bank uses Zelle as it's personal
cash transfer method.  At least it's on my banks phone app under "Send
Money". I've not sent any money using it that I recall.  I have sent
and received money using PayPal.  When I use Pay Pal to send money, I
charge it to a credit card.  If I receive money via Pay Pal I then
transfer said money to my checking account after it shows up in my
paypal account.  I do auto payments of most of our utility bills.  I
do direct transfers of my Income Tax payments and refunds and Property
Tax payments.  I pay some bills using online payments I initiate
online either via web browser or phone apps.  I've never had a problem
with any of it.  I have had a credit card physically stolen from the
mail and used - 25 years ago before there was the current methods of
validating that I received the card and proof that it was actually ME
that had the physical card.  Card company erased the charges and
issued me a new card.  It was a brand new card that I had never
received for the first time so I didn't realize it was missing until I
got a bill.

My most used credit card now sends me a text and an email for every
charge or credit made to my card and I have really appreciated that
service.  It's generally instantaneous when the charge is made.  So
every charge I have the option of disputing it using either the text
message or the email if it were not something I initiated.

I've not had a problem with any of the online or automatic payments.
So far.  I do keep an eye on it all but I don't worry about it much.


On Thu, Apr 28, 2022 at 10:10 AM Susan Harkins <ssharkins at gmail.com> wrote:
> This isn’t really a technical question, but I’m wondering how many of you are using apps to transfer money? I’m a little leery of non-banking apps that do this, but I’m old. 😉
> Can we discuss this here?
> Susan H.
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Gary Kjos
garykjos at gmail.com

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